Retirement tax questions

Do you mean Social Security benefits or ssi supplemental security income?  They are different.   If you file a Joint return all income for both of you is included.  If he passes then you are only taxed on your income after the year of death.

 

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0