Retirement tax questions

If you have investment sale losses, after you subtract the losses from your gains you can only deduct up to 3,000 per year.  The rest you carryover.

 

Then each year you first offset the loss against any gains you have each year so that can use more of it up.  Then after applying the loss to the current gains you can take a max loss of 3,000 (1,500 MFS)per year.