To confirm, your Roth IRA contribution was limited because of your income and you had an excess contribution for 2021? If yes and you did not remove it by the extended due date of the 2021 return then you will have to pay the 6% penalty on your 2021 return, calculated on Form 5329 part IV. If you entered your Roth IRA contribution then TurboTax will automatically fill out Form 5329 if you had an excess Roth IRA contribution.
If you were not able to apply this excess in the following years then you will have to pay the 6% penalty on your 2022 and 2023 return.
- Click on "Search" on the top right and type “IRA contributions”
- Click on “Jump to IRA contributions"
- Select “Roth IRA”
- On the "Do you have any Excess Roth Contributions" answer "Yes"
- On the "Enter Excess Contributions" screen enter the total excess contribution from 2021 (if it wasn't carried over).
- On the "How Much Excess to 2023?" screen enter how much you want to apply to 2023 (this will only appear if you are able to make Roth IRA contributions and didn't max out the allowed contribution for 2023)
Repeat the steps above on your 2022 tax return.
If you are not able to apply the excess contribution to 2022, 2023, or 2024 then you should request a regular distribution of the excess contribution (without earnings) by December 31, 2024 to avoid paying the 6% penalty in 2024.
Please see How do I amend my federal tax return for a prior year?
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