Well, perhaps some of what was removed, it might have explained the "deductible" part.
i.e. There is a caution involved, in that you must have "earned" income from working a job (W-2 or self-employed net gain) in that same year, in order that it might be a deductible contribution to the IRA in the first place.
Yeah, as long as it actually is deductible, it reduces MAGI.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
