Retirement tax questions

Of course, no one knows if you are actually eligible for contributing to a "deductible'"  IRA.

That depends on other factors. 

Remember that the tax deduction is NOT 1:1, 

i.e, if your income for the year puts you in the 10% tax bracket, a $6000 contribution to an IRA would reduce your taxes due by only $600.  If you are in a higher tax bracket, then more.

 

And if you only have access to a traditional 401k thru your W-2 employer, then it's too late to contribute more there.

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*