She can file a tax return and enter the SSA1099 and the 1099R she has. As for whether she gets a refund----let the software figure that out. The tax that was withheld when the money was taken out of the IRA was an estimated amount---just like when you have money withheld by employers and they put it on a W-2. If too much was withheld, you get a refund. If not enough was withheld, you owe tax due.
Go to Federal> Wages & Income>>Retirement Plans and Social Security (SSA1099 and 1099RRB) to enter your SSA1099.
To enter your retirement income, Go to Federal> Wages and Income>Retirement Plans and Social Security>IRA 401 k) Pension Plan Withdrawals to enter your 1099R.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
