thanks so much for your response. The reason I didn't report the interest on my 2022 return is that the funds were distributed to me in 2023, so I reported the principal on my 2022 return since the over-contribution occurred then, and was advised to report the interest in 2023. I believe you are correct about the interest not affecting my tax, as I added the 1099-R to my return as received, and it didn't change anything. So, I will keep the 1099-R forms I received but not enter them and assume that I've accounted appropriately for the over-contribution on my 2022 return. Appreciate your assistance this year and last, and your other responses to their questions as well, as they are also helpful. Steve
