Retirement tax questions

Don't know why you have a refund.  Do you have other income like a W2 with tax withholding?  Yes you do get to take off the 50% ER portion of the SE tax as an adjustment on 1040 Schedule 1 line 15 which flows to 1040 line 10.  It won't affect your SS credit.  

On your Schedule C profit you are paying both parts (the employer and employee) of the self employment tax.  

 

The self employment tax is 15.3% for……

SS for employer 6.2% (up to 160,200 wages & profit)

SS for employee 6.2% (up to 160,200 wages & profit)

Medicare for employer 1.45% (on all wages & profit, no max)

Medicare for employee 1.45% (on all wages & profit, no max)