Retirement tax questions

Hi @Critter-3 thank you so much for your reply. I am not too concern about the double tax since I am only $800 over, the tax is not significant. 

 

Do you suggest I withdraw the excess amount as soon as possible or should I wait until the retirement? It seems like peoople suggest to just wait until retirement to avoid early withdraw penalty. I still have  about 30 years till retirement. 

 

Thank you!