1. Can I just remove the $800 from one of my own IRA accounts to address the over contribution? No ... you are stuck with this situation.
2. If step 1 is not okay, what is my best course of action to get this resolved? There is nothing you can do ... you will add the excess to your 2022 return and pay taxes on it and you will ALSO pay taxes on it when you make a distribution later ... that is the penalty for making this error and not fixing it timely.
