@cactuspatchhill There are 2 different things to know about social security. People get them mixed up all the time.
1. Your actual SS checks
If you are over full retirement age your actual SS checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year. There is a special first year rule.
See What happens if I work and get Social Security retirement benefits?https://faq.ssa.gov/en-US/Topic/article/KA-01921
See page 5 for the special first year rule
https://www.ssa.gov/pubs/EN-05-10069.pdf
2. Income Tax, even the first year
For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:
Married Filing Jointly: $32,000
Single or head of household: $25,000
Married Filing Separately: 0
