Your withholding may have covered the tax...so all that withholding went in as a credit.
But the final accounting for that early withdrawal is only done when you prepare your entire 2022 tax file, and your tax return is where they show that actual 10 penalty charge...IF..if the entries of your 1099-R, and the follow-up questions, indicate you should actually be assessed with one.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
