Retirement tax questions

We cannot tell you if there would be any effect on government benefits----that is a question to ask the agency that is providing the benefits.   We  answer income tax questions and questions about the tax software---we cannot determine your eligibility for government benefits like Medicaid, etc.

  ("our 3 kids")   If you are the bio-father of the children, then you can claim them as your dependents and file as Head of Household.  If these are not your biological children the answer changes---please explain-- are these your children?

If your GF lived with you all year, then she can be claimed as a dependent and you get the $500 credit for other dependents for claiming her.  If the children are your bio-children then you claim them as qualifying children and you get whatever child-related credits your earned income makes you eligible for--like earned income credit or the child tax credit including the refundable child tax credit.

IRS interview to help determine who can be claimed:

https://www.irs.gov/help/ita/who-can-i-claim-as-a-dependent

https://ttlc.intuit.com/questions/3113432-who-can-i-claim-as-my-dependent  

CREDIT FOR OTHER DEPENDENTS

https://ttlc.intuit.com/questions/4499708-what-is-the-500-credit-for-other-dependents-family-tax-cre...

WHO CAN I CLAIM AS A DEPENDENT?

You can claim a child, relative, friend, or fiancé (etc.) as a dependent on your 2022 taxes as long as they meet the following requirements:

Qualifying child

• They're related to you.
• They aren't claimed as a dependent by someone else.
• They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident.
• They aren’t filing a joint return with their spouse.
• They're under the age of 19 (or 24 for full-time students).
• No age limit for permanently and totally disabled children.
• They lived with you for more than half the year (exceptions apply).
• They didn't provide more than half of their own support for the year.

Qualifying relative

• They don't have to be related to you (despite the name).
• They aren't claimed as a dependent by someone else.
• They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident.
• They aren’t filing a joint return with their spouse.
• They lived with you the entire year (exceptions apply).
• They made less than $4,400 in 2022.
• You provided more than half of their financial support.

When you add someone as a dependent, we'll ask a series of questions to make sure you can claim them. There may be other tax benefits you can get when you claim a dependent.