Retirement tax questions

TT is not trying to scam you ... it is trying to complete a true and accurate return which is it's purpose.  Now if you don't want to upgrade to keep the credit then do as already suggested and simply disqualify yourself by saying you were a student.  The IRS doesn't require you to take any credit so this is not lying to the IRS. 

 

But if you want to keep the credit  AND  if you qualify to use one of the IRS FREE FILE options then wait for that option to open in a few days.

 

If you qualify you can use one of the  8  IRS FREE FILE options (AGI has to be  $73K or less in 2021)...  https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free