Taxes withheld from a 2022 401(k) distribution are only an estimate of the tax liability. You will need to complete the 2022 tax return to see if your total tax payments are more or less than your total tax liability.
Your 401(k) plan administrator will make the Form 1099-R available on or before January 31, 2023 for distributions in 2022. The Form 1099-R is entered on your tax return.
