Retirement tax questions

Do not enter anything on the Form 1099-R for the retirement income until you actually receive the Form 1099-R from the plan administrator.  The 1099-R is normally issued during the month of January for the income received in the prior year.

 

Unless the retiree submitted a State withholding certificate to the plan administrator for the state where they currently reside, there will not be any state income taxes withheld from the retirement income.