I inherited a traditional IRA from my dad in 2020 and it falls under the 10-year rule. If I calculate the RMDs on current life expectancy tables and make 9 years of RMD withdrawals it results in a large "Balloon" distribution in year 10? I've been advised by some helpful people on this board that penalties are waived for failing to make RMDs for 2021 & 2022. As of today, its my understanding that the IRS has not yet finalized any decisions on RMD requirements for 2023. So my question is, "Has anyone seen or heard any discussion about changes in the RMD calculation for these short window inherited IRAs?" Thanks for any help you can provide.
