Thanks for all of the responses. Thanks for understanding my confusion. The rules and timing aren't very clear for us folks that aren't tax professionals. Your messages help me feel that I am currently compliant and penalty-free.
So I have a follow on question. I took no distribution in 2020 (the year of dad's death). In 2021 I took a distribution of about 13% of the account total at that time. I believe I have 9 more years for distributions. I plan on taking a distribution for 2022. How do I calculate my minimum required annual distributions? I've seen some free calculators online but none accommodate an inherited IRA on the 10-year plan.
Thanks in advance again for any insights you can provide.
