@pennyapple853 When you take money out of retirement account, you are taking out money on which you did not previously pay any tax. So when you take it out, you have some tax withheld---just like when your employer paid you and took out money to withhold for the federal and state taxes. They will issue a 1099R to you in January or early February that shows how much you took out and how much tax you had withheld. You will enter that information when you prepare your tax return. The software will do the calculations and reconcile whether you had enough or too much withheld. Depending on the amount withheld plus your other income, you might owe more or you might get a refund.
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