@SteamTrain @dmertz - a close read of @Notch352 's numbers appear that he didn't indicate these were inherited IRAs on the first pass, thus it may be that TT threw the 10% penalty.
@Notch352 - since you are creating a dummy tax return, be sure that the 1099-R has code 4 and code A in Box 7. That will avoid the 10% penalty in the calculations which anyone under 59.5 years old normally pays (but since this is inherited, it does not apply)
