@bloddyfloody1979
Also
You indicated you are using Online Deluxe LIVE...... That's an extra ~$60-65, but it does get you access to an actual live prep tax agent (we here in the community are not your LIVE agents).....and you could simply ask them to ensure, or show you that the 10% penalty is not being assessed.
If you are NOT going to be using a LIVE agent, then you can remove the LIVE part:
How do I remove TurboTax Live? (intuit.com)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
