@fanfare
What I am saying is the stupid IRS computer will auto generate a CP2000 for the "missing income" in a couple of years ... so filing a 1040X now with the explanation of adding the missing 1099-R now is the correct move to make to avoid a PITA letter later. Nothing will change on the 1040X except the explanation on page 2 and the addition of the 1099-R to the efiled return (or attach a copy of the 1099-R with the mailed in 1040X). Like I said ... deal with it now while the 1040X can be easily efiled (and you don't need to hold your breath waiting for the CP2000 to show up) or deal with it later when the IRS notice arrives.
