Yes...that total before taxes will be entered when you get that 1099-R.
ANNND..the taxes withheld may NOT be enough. It's just like the standard withholding on a W-2. They may withhold 10% or 20% (for Fed), but if you are in a higher tax bracket based on your total income for the full year, you may owe some more.....or get some back as a refund if your income for the year, including that distribution, is low.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
