Hopefully a tax expert will review this and add comments.
I suggest you review https://www.irs.gov/publications/p590a which discusses IRAs.
Note that the sentence from Turbotax refers to "your earned income", and you referred to "incomes".
The above link states you need to have "received taxable compensation" during the year. It describes what is compensation and what is not compensation. Check your data - it seems likely some of your income did not qualify as "taxable compensation."
If you made excess contributions, that link states "
Withdrawal of excess contributions.
For purposes of determining excess contributions, any contribution that is withdrawn on or before the due date (including extensions) for filing your tax return for the year is treated as an amount not contributed. This treatment only applies if any earnings on the contributions are also withdrawn. The earnings are considered earned and received in the year the excess contribution was made.
If you timely filed your 2021 tax return without withdrawing a contribution that you made in 2021, you can still have the contribution returned to you within 6 months of the due date of your 2021 tax return, excluding extensions. If you do, file an amended return with “Filed pursuant to section 301.9100-2” written at the top. Report any related earnings on the amended return and include an explanation of the withdrawal. Make any other necessary changes on the amended return."
I hope this helps.
