This error is caused because of weird wording on the TurboTax interview. Follow these steps for both the contribution for yourself and your wife and it should clear the errors:
- In the Deductions & Credits section of your Federal return, scroll down to Retirement and Investments. Click Show More and click Revisit/Start next to Traditional and Roth IRA Contributions.
- If you converted to a Roth IRA, your original contribution was to a Traditional IRA. For a proper back-door Roth, you will want to select Traditional IRA.
- Select No to Is This a Repayment of a Retirement Distribution?
- Enter your contribution amount, making sure to put it in the appropriate box if you contributed in 2022. Notice that the first box says Your total 2021 traditional IRA contributions and the second box says Tell us how much of the above total contribution for 2021 you contributed between January 1, 2022 and April 18, 2022. Your $7,000 contribution in the year 2022 for tax year 2021 must be in both boxes. Once you do this for yourself and your spouse, the errors should clear.
