The Roth contribution limits are based on your modified AGI and you can contribute up to the maximum of $6,000, or $7,000 if you are 50 years or older if your income is under:
- $198,000 if married filing jointly
- $125,000 if single, head of household, or married filing separately and did not live with your spouse.
If you are married filing separately but did live with your spouse in 2021, your contribution limit is reduced and you cannot contribute at all if you earned above $10,000.
If you removed your contribution and your taxes did not change, and TurboTax never warned you that you over-contributed and need to remove the excess, you are okay as long as you do not have any additional income that you have not yet entered.
