Retirement tax questions

We don't know why the IRS wants to see your copy of the 1099R.  Maybe you reported it on the wrong line or the withholding doesn't match what you reported.

 

#2  I think they want to see your actual 1099R to match the withholding you reported on your 1040.  When you mail a return you have to attach all W2 and 1099 that show withholding on them.  You could have a form that the payer  hasn't sent in to the IRS yet.