@SeaVik wrote:
Thanks!
I’m not an independent contractor, I go through a middle-man (company) from gig to gig and am a W2 employee of the middle-man, which can change with each project. On one project, the middle-man provided a 401k. On my current project, they don’t. Not that this changes anything.
It sounds like maybe I should just put the money I would have put in a 401k into my Roth IRA? Does that have a limit?
IRA contribution limit for tax year 2020 is $6,000 if under age 50. If age 50 or older it is $7,000
Go to this IRS website for the amount of contributions you can make on a Roth IRA in 2020 - https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that...
