Money from retirement accounts does not have to be reported to Social Security. Are you confusing that with the requirement to report income from certain kinds of pension funds?
Are you confused about the Windfall Elimination Provision?
Windfall Elimination Provision (WEP)
If you are eligible for a pension based on work you did for a federal, state, or local government, a nonprofit organization, or in another country and you did not pay Social Security taxes, this pension can affect the amount of your Social Security benefits.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
