@k-durango
IF the cost of Deluxe (plus another $50 for the state) is more than the credit, you can get rid of it by going thru the Retirement Savers credit questions, and indicate that you were a full time student during 2020. That is allowed.
BUT...if you end up having to upgrade to Deluxe for some other reason anyhow, you can go back thru the Retirement Savers Credit questions again and remove that selection (Assuming you were actually not a full-time student during 2020)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
