Granted the workaround is trivial, but first you have to know about it. I see I'm not the first or last to come here asking about it.
Changing the logic should be simple. I'll wager there's something like a
if (! ira.inherited) { AskWhereTheMoneyWent(); }
conditional in there which could be disabled for TY2020. And if I'm wrong and it would be not so easy to change the code, some text on the relevant step-by-step pages could instruct the user how to handle this. It would have saved me some head-on-keyboard bashing.
