Retirement tax questions

No.....but to avoid  having to upgrade to a paid version of TTX, you go thru the RSCC interview and indicate that you were a full time student during 2020....even if you were not...  Nothing wrong with not taking that credit if it's too small to bother with.

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*