The form required to do that will not be ready until 24 Feb...or later...but right now they think 24 Feb.
The withheld taxes will ALL be applied to 2020, even if you spread the distribution itself over 3 years. So you could get a larger refund this year, and have extra to pay in the next couple years.
https://ttlc.intuit.com/community/tax-topics/help/why-am-i-getting-getting-a-10-penalty-on-my-1099-r...
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
