Retirement tax questions

@swcosner 

Thanks.....IF you haven't done so already, don't  go thru the filing steps yet now....don't "Transmit"

 

The IRS isn't going to touch anything until ~12 Feb.  IF you do file now it's locked in, and you can't change it until the IRS actually takes it in...and "Accepts" or "Rejects" what you've file.

 

IF you get a 1099-INT or -DIV or-B in the meantime, and you've already submitted ..you're scr@ewed .  You can't change what you've filed already.  IF they Reject it...then you can edit in any changes.....but if the IRS "Accepts" it, you'll have to go thru the special Amend process to make changes. 

 

Thousands of people file ASAP every year, and mightily reject doing so...every EVERY year !

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*