Retirement tax questions

Yes.  For the first year RMD (you turn 72 in Aug 2021) you have until the next April 1 to take it.  That's only the first time.  But then you will still need to take the 2022 RMD by Dec 31, 2022.  So you will have to take 2 RMDs in 2022.

 

And you have to take each kind of RMD separately.    So you have to figure and take the 401K RMD and a IRA RMD.  You need to take from both.