Retirement tax questions

@eric-kathe 

 

You should also check "Estimated" Vanguard year-end distributions vs what various Vanguard funds you actually own:

 

https://advisors.vanguard.com/insights/article/estimatedyearenddistributions

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For the Vanguard funds that you do own, perhaps the LT distributions from those funds will offset your prior losses without you having to do anything.  But it really depends on what funds you own since it looks like a number of them do not plan to issue any year-end LT gain distributions, while others will be distributing considerable per-share amounts.

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*