no rmd is required in year 2020 from an ira rollover but, if i take one anyway, taxes are witheld.
This is a true statement ... just because the RMD is waived this year any RMD you take is still considered taxable and withholdings can/should be done.
Also be aware ... once you make a conversion it CANNOT be undone ...
Unfortunately, as part of the Tax Cuts and Jobs Act back in December 2017, Congress eliminated the ability to undo Roth conversions (then called a recharacterization), so there isn't a way to undo a conversion. ... Roth conversions are final now, and the tax will be owed.
https://turbotax.intuit.com/tax-tips/investments-and-taxes/reversing-a-roth-ira-conversion/L0yVOfwyZ
