Retirement tax questions

Another thing you might check, is to download a NEW PDF copy of your tax returns.  Then look for the separate "Electronic Filing Instructions in the Federal and State section of that new PDF file.....check the Bank routing and account numbers to make sure they are correct.  (In past years, some Bank of America routing numbers are different for a D.Debit than is shown on their checks..not sure that is still the case or not).

But the Fed and State D.Debit info should show separately on both of those Filing Instructions forms...(examples are from prior years, but still in effect for the current software):

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