Retirement tax questions

First of all nothing you have is earned income.  Earned income is only W2 wages and a Net Profit from self employment.  But your income is less than the Standard Deduction.  And actually since you are over 65 you get an extra 1,650 Standard Deduction making it 13,850.  Are you Single?

 

You only need to file to get back the withholding .  So for the future you can change the withholding to zero and then not need to file.

 

I assume you get Social Security?  That is not ssi.  ssi actually stands for supplemental security income.  It is different than SS.  You don't get a SSA-1099 for ssi and you do not report ssi on your tax return.

 

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

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