A phd is a higher degree than a master's degree. A master's degree or a PhD are both graduate degrees.
Associate
Bachelor
Master
PhD
If you are asking because you are working on an education credit, you can get the American Opportunity Credit four times BEFORE you have earned your bachelor's degree. After you have earned a bachelor's --or used the AOC four times-- you can still use the Lifetime Learning Credit.
https://ttlc.intuit.com/questions/1901172-what-are-education-tax-credits
https://ttlc.intuit.com/questions/1901172-what-education-tax-credits-are-available
https://www.irs.gov/help/ita/am-i-eligible-to-claim-an-education-credit
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
