First of all in the first sentence for 2023 I think you meant your Capital LOSS was $22K not a Capital Gain. Right? It's a Capital Loss Carryover.
It's #1. You can deduct the whole carryover amount against all your gains each year. So you can use up more of it. And then if you still have a net loss you can deduct another 3,000. Then carryover $990 to 2025.
