Yes, as @MinhT1 stated above that is correct. If the property was a rental to start, then the loan fees can be amortized over the life of the loan, (ex. $6,000 in fees could be deducted over 30 years at $200 per year if it was a 30 year mortgage with $6,000 in loan fees).
But if it is a home to start with, loan fees are considered a personal expense and cannot be deducted at all.
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