@bentriviani
"I just want it out of our life, but im saving for a house and im relying on that 15k for deposit. "
Your spouse has amassed a large debt, and it is not going away. Seek financial counseling, as suggested above, or look into filing the injured spouse form to protect the part of your income tax refund that can be attributed to your own income. Otherwise your refunds will be subject to seizure by the IRS if you file joint return with your spouse.
As mentioned above, "injured spouse" is much trickier if you live in a community property state.
Community property states: AZ, CA, ID, LA, NV, NM, TX, WA, WI
INJURED SPOUSE
https://ttlc.intuit.com/questions/1910698-how-do-i-file-form-8379-injured-spouse-allocation
And just so you know---when you use the injured spouse form it takes the IRS considerably longer to process your tax return.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
