Sadly you have no real protection with a state issued "LLC" ... for federal reasons your SMLLC is a disreguarded entity for income tax purposes so if you want to move money from one pocket of your personal pair of pants to the other pocket there are no restrictions. If you are using QB to keep your books it is simply counted as a loan from owner/shareholder even if you are not incorporated. And FYI ... the LLC veil is paper thin and a first year law student can pierce it easily ... your only real protection is a good liability policy. If you really want protection you should incorportate... talk to a local business attorney to be better educated.
