Business & farm

Sorry ... missed that twist ... you can always file earlier ... this doesn't change the 4/15 deadline for the contribution.  The contributions rules don't say up to the date  you file ... it says up to 4/15 or 10/15 if you go on extension.  

 

 In fact this is a good tax planning tool where you get the refund in say  March and use the money to fund the retirement account by April.  

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