You can claim mortgage interest that you paid on your home. You can deduct property taxes that you actually paid on your home or that your lender paid in the year that the lender paid them. You can NOT deduct mortgage insurance that was contracted for before 2007. That is not nonsense, it is tax law. See IRS Publication 530.
https://www.irs.gov/publications/p530/ar02.htmlFurther, homeowner's/hazard insurance for your personal residence is not deductible. Not at all.
