Accepted 5 days ago. not approved yet. $5000 cc debt and late stdent loan payments. pay,but late. Standard deduction with $4K in child care. Should I be concerned?

I am concerned that I am being 'processed' due to credit card debt for a few thousand as well as studnet loan payments, that I make payments on but I have like a rolling 60.  In past years I've always gotten approved fairly quickly.  It's been 5 days (maybe 4).  Also, I file head of household, with my 2 children.  TT had me take standard deduction, the paperowrk was short with just my $4000 in childcare.  

Any help appreciated.