Heck...that issue skipped thru my mind entirely. I hadn't thought about which credit is applied first....Looks like the Car credit is applied first...you're right. (at least the way the 2018 What-IF applies it).
Could convert more IRA--to-Roth if you want to get to zero
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
