@AndPhoton wrote:
Lender B took over the loan in 2024, 3 weeks after the mortgage origination date with Lender A
Oh...OK. Then they will still be associated with Lender A on the 2024 tax return even though Lender B picked up the loan in 2024. Next year the points can be associated with Lender B if required.
In the past when points were amortized you only needed to report the amortized amount on Schedule A without reference to any lender.
