If you are paying an in home caregiver, you can claim them as a medical expense for you (the tax payer), your spouse or your dependent, if you are itemizing your return.
You would allocate the deductible amount based on the time they spent with actual personal care services versus things like cleaning or transporting you to to the store.
Things like giving meds, bathing, and dressing changes would be deductible.
Itemized expenses include mortgage interest, gambling losses up to winnings, charitable contributions, state and local taxes up to $10,000, medical expenses in excess of 7.5% of your AGI and casualty and losses in excess of 10% of you AGI with the first $100 not counting towards the loss. Your health insurance and all medical expenses are only deductible for the amount that is over 7.5% of your AGI. This means if your AGI is $50,000, then the amount that is over $3,750 is deductible.
Then your total itemized expenses would need to be greater than your standard deduction below in order to benefit from your expenses.
The 2024 Standard Deductions are as follows:
- Married Filing Joint (MFJ) $29,200
- Married Filing Separate (MFS) $14,600
- Head of Household (HOH) $21,900
- Single $14,600
Blind or over 65 and MFJ or MFS add $1,550
Single or HOH if blind or over 65 add $1,950
Standard versus Itemized Deduction
(edited 4/7/25 @ 11:28AMPST) @Old skier
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